Bernanke Says Fed Shouldn't Be Relegated to `Too-Big-to-Fail' Regulator Federal Reserve Chairman Ben S. Bernanke criticized a proposal in the Senate to limit the central bank’s supervision to the largest financial firms, saying it would undercut its ability to spot financial risks. See article here
Of Special Interest
The OCC released this interesting analysis on community bank performance. The report indicates a significant increased reliance on commercial lending, a meaningful decline in consumer lending and significant increased consumer relationships with larger institutions. . Of special note was the reports finding that some residential real estate lending activities when adjusted for risk, outperformed business real estate lending. Please follow the below link.
OCC Working Paper 2007-3
Examines whether the lending strategy chosen by any community bank is a key determinant of its survival , "Community Bank Strategic Lending Choices and Performance," by Gary Whalen
May 31, 2007
News Release 2007-49, Agencies Issue Final Illustrations of Consumer Information for Nontraditional Mortgage Products